.refined-hero {
  background: linear-gradient(120deg, var(--primary-blue-light), var(--primary-blue));
  color: var(--white);
  padding: 72px 0 48px 0;
  text-align: center;
  border-bottom: 1px solid var(--primary-blue-light);
}
.refined-title {
  font-size: 2.6rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  margin-bottom: 12px;
  color: var(--white);
}
.refined-lead {
  font-size: 1.2rem;
  color: var(--white);
  opacity: 0.95;
  margin-bottom: 0;
}

.refined-section {
  background: #fff;
  border-radius: 0;
  box-shadow: none;
  margin: 0 auto 48px auto;
  max-width: 900px;
  padding: 48px 0 32px 0;
  border-bottom: 1px solid var(--light-gray);
}
.refined-section:last-child {
  border-bottom: none;
}
.refined-bg {
  background: var(--light-gray);
}

.refined-h2 {
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--primary-blue-dark);
  border-left: 6px solid var(--primary-blue);
  padding-left: 16px;
  margin-bottom: 24px;
}

.refined-two-col {
  display: flex;
  gap: 40px;
  align-items: flex-start;
  justify-content: space-between;
}
.refined-col {
  flex: 1 1 0;
  min-width: 220px;
}
.refined-desc {
  font-size: 1.05rem;
  color: var(--text-medium);
  line-height: 1.8;
  padding-left: 16px;
  border-left: 2px solid var(--light-gray);
}

.refined-list {
  list-style: disc inside;
  font-size: 1.1rem;
  color: var(--text-dark);
  margin-bottom: 0;
  padding-left: 0;
}
.refined-list li {
  margin-bottom: 12px;
  line-height: 1.7;
}

.refined-feature-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.refined-feature-list li {
  font-size: 1.1rem;
  color: var(--text-dark);
  margin-bottom: 14px;
  padding-left: 0;
  border-left: 4px solid var(--primary-blue-light);
  padding-left: 14px;
}
.refined-feature-title {
  font-weight: 700;
  color: var(--primary-blue);
  margin-right: 8px;
}

.refined-flow-list {
  list-style: decimal inside;
  font-size: 1.1rem;
  color: var(--text-dark);
  margin: 0;
  padding: 0 0 0 8px;
}
.refined-flow-list li {
  margin-bottom: 12px;
  line-height: 1.7;
}
.refined-flow-step {
  font-weight: 700;
  color: var(--primary-blue-dark);
  margin-right: 8px;
}

.refined-faq-block {
  background: #f8fafd;
  border: 1px solid var(--light-gray);
  border-radius: 8px;
  padding: 24px 24px 18px 24px;
  max-width: 700px;
  margin: 0 auto;
}
.refined-faq-q {
  font-weight: 700;
  color: var(--primary-blue-dark);
  font-size: 1.08rem;
  margin-bottom: 10px;
}
.refined-faq-a {
  color: var(--text-dark);
  font-size: 1rem;
  line-height: 1.8;
}

@media (max-width: 900px) {
  .refined-section {
    padding: 32px 0 20px 0;
  }
  .refined-two-col {
    flex-direction: column;
    gap: 18px;
  }
  .refined-desc {
    padding-left: 0;
    border-left: none;
    margin-top: 10px;
  }
}
@media (max-width: 600px) {
  .refined-hero {
    padding: 32px 0 16px 0;
  }
  .refined-title {
    font-size: 1.3rem;
  }
  .refined-section {
    padding: 16px 0 8px 0;
  }
  .refined-faq-block {
    padding: 12px 8px 8px 8px;
  }
}